If you are looking for health insurance, and confused by the number of options, policies, providers, and premiums, then look no further. We will help you understand how a health insurance policy should protect you, your family, or your company. We are an independent insurance agency offering services to California small businesses and individuals.


As always, our service is free to you. Health insurance premiums are determined by the health insurance company.  Premiums set by the carrier are the same as if you were to purchase directly from the carrier.  You will not find a lower premium for any of the insurance plans we quote. 


At KAL Insurance Services, we will educate you on your insurance options.  We help you to understand the plans available to you and select the best plan to maximize your benefit while staying within your budget. 

Our service will continue long after the sale, providing you assistance when dealing with the carriers.  We will continue to monitor the marketplace for you and make suggestions as needed.  


Thank you for visiting our website. 





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KAL Insurance Services | P.O. Box 000 | Turlock, CA  95380

PHONE:  209.667.8220 | FAX:  209.664.9450 | CA LICENSE #0B50010 | www.kalinsurance.com 2005